Life & Rehabilitation Loans

Many personal injury or clinical negligence incidents leave the claimant with continuing physical, mental and financial problems. Our Life and Rehabilitation funding offer financial reassurance to your client when they need it most, allowing them to focus on their health and recovery.

What can the loan be used for?

  • This loan is suitable for claimants who require treatment or support that is not immediately available from the NHS.
  • The loan can cover the cost of surgery, rehabilitation and therapy, and any specialist equipment needed to improve quality of life.
  • The loan can also provide finance to assist with personal living expenses, be that day to day expenses or larger items such as adaptations to living accommodation.

The Benefits

Key Facts for Law Firms

  • Ability to utilise Affiniti expertise to streamline funding requests for your clients
  • Our options offer flexibility to your clients
  • Funding helps to preserve your company’s capital and cash flow
  • A high-quality personal service, with prompt credit decisions

Key Facts for Consumers

  • The loan gives you immediate access to private sector physical and mental healthcare services to help improve your health status long before the claim is resolved
  • We can assist with increased living expenses, reducing the financial pressure that you may be under
  • Our interest rates and predictable fee structure takes away the uncertainty so you can focus on your recovery
  • If you receive an interim payment from the defendant, you can repay our loan early with no early repayment charges
  • There are no monthly payments, the total loan, with interest and our fees is repayable when your legal claim is settled

Representative example

The interest rate is 35% per annum (fixed).
If you borrow £39,000 and repay this after 12 months, the total amount you will repay is £53,040, this includes interest payable of £13650 plus a draw down fee of £390.  

Representative 36% APR

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