Financial Mis-selling & Civil Litigation

Our Products

At Affiniti Finance we work with our panel of approved law firms, providing bespoke funding to advance claims in several areas. We work on a range of disputes stemming from financial mis-selling and civil litigation, such as mis-sold financial products and investments to housing issues. 

With our unique offering and innovative approach to legal funding we can ensure that competitive and cost-effective financing solutions are available to claimants in a wide variety of actions.

We work with lawyers and barristers who have set the precedence in these cases to define a claim criteria. Our panel of law firms gain access to this criteria to apply to their cases and if their claimants fit within this, Affiniti will fund these cases at volume.

We are always open to new proposals of claim types wherever our support and expertise is required, to assist claimants to access justice.

Current Product Offerings:

  • Mortgage Mis-Selling
  • Mis-sold Pensions
  • Mis-sold Timeshares
  • Japanese Knotweed
  • Housing Disrepair

How does the funding work?

Disbursement Loan

  • The Loan is secured on an ATE (After The Event) insurance policy. In the event that a claim is lost or discontinued, the loan is repaid to Affiniti from the insurance policy proceeds
  • We charge interest on a simple, not compound, basis and this interest is not payable until the claim is resolved
  • The money is drawn down as required by the solicitor running the claim, and paid directly into the law firm’s client account

The Benefits

Key Facts for Law Firms

  • Funding helps to preserve your company’s capital and cash flow
  • Access to our loan criteria for immediate accept/decline guidance on your cases
  • Access to our integrated platform to submit your client’s loan enquiry
  • Seamless electronic application for your clients, for their Affiniti loan
  • Ability to utilise Affiniti expertise to streamline funding requests for your clients
  • Our options offer greater flexibility to your clients

Key Facts for Consumers

  • Empowers you to pursue a claim that you could not otherwise afford to make
  • Allows you to improve the strength of the claim
  • You need to have an ATE Policy in place, which will protect the repayment of your loan if your claim is unsuccessful
  • We have a strong track record in supporting access to justice
  • The interests of the consumer are considered paramount
  • To pursue a loan enquiry, to fund a legal claim, you must contact one of the law firms on our panel, see FAQs below

Representative Example

The interest rate is 49% per annum (fixed)
If you borrow £8300 and repay this after 12 months, the total amount you will repay is £12462. This includes interest payable of £4067 plus a draw down fee of £95.

Representative 50.1% APR

The total amount that you will repay is dependent on the total amount of credit drawn, the number of drawn downs and the duration of the loan which may result in a higher APR%.

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