The rising cost of disbursements, particularly court fees, places you and your clients under increasing financial pressure when pursuing a private client claim. Clients may have limited budgets and require third party funding to enable you maximise the prospects of winning their case.

We only provide loans to your client. Using our funds, you can reduce the amount of your own capital locked up in financing your clients’ disbursements. Our loan packages can be tailored to meet the specific needs of you and your clients.

Our Disbursement Loans are secured on an ATE policy from an insurer chosen by you and your client. In the event that the case is lost, our loan capital is repaid from the proceeds of the ATE policy. The unpaid interest is written off by Affiniti.

If the case is won our loan and interest is repaid, through you, from the proceeds of the successful claim. We charge interest on a simple, not compound basis, and all interest is only payable at the time that the case is resolved.

For disbursement funding our loan is structured as a facility that can be drawn down in tranches as required – your client does not pay interest on funds until they are needed. Funds are placed in your client account and the expenditure on court fees, medical reports etc is managed by you on behalf of your client.

Our products are structured so that, if their case fails, your client does not need to find any money from their own resources. Affiniti’s lending is based on the strength of your client’s claim and we look to that claim for the repayment of interest and capital.

Key Benefits of our finance services:

Empowers you to pursue a claim that you could not otherwise afford to make.
Allows you to improve the strength of the claim.
Gives you immediate access to private sector physical and mental healthcare services to improve your health status, long before your claim is resolved.
All our loans are either secured on an ATE insurance policy or are non- recourse – if your claim fails you are not required to repay capital and interest to us.
Fixed rates of interest give you greater certainty about the cost of our loan.
No set up or administration fees.
If you receive an interim payment from the defendant, you can repay our loan early with no penalties.
We are able to guide you on how to put together an integrated health treatment plan to meet your unique needs.
We can give guidance on where to find the best specialist healthcare and devices.
A high quality personal service, with rapid credit decisions.
Integrity, honesty, openness and clarity in all our dealings with you and your lawyer.